Financial analysis and planning, every month, to decide with numbers.

No. Finanzap is a service delivered by a senior finance professional, not software. The name joins three concepts: finance (finanzas in Spanish), analysis and planning.

No. You pay a fixed monthly fee for the analysis, the monthly review and the weekly follow-through: a conversation every week. We do not bill hours or sell on-demand availability.

U.S. privately held businesses with roughly US$2 million to US$30 million in annual revenue that already have accounting in place and want to understand their numbers every month.

The first month covers getting to know the business, receiving your information, building your model and your first monthly review, presented in a conversation. The first half of the fee covers all of that, including the review. With it in hand you have five business days to decide whether we continue: if you do, you pay the second half; if you decide to stop there, tell us in writing and you pay nothing more. No reason needed. The review is delivered once we have your complete information for the month, so the period starts counting from that delivery.

No. Your accountant or CPA remains in place. Finanzap works from the financial information already produced and adds the monthly analysis of those numbers for management.

Not in the full CFO sense. Finanzap does the analysis (profitability, cash, working capital and forecasting) without taking on treasury, capital strategy or the broader finance leadership role.

Four things you already have: the monthly trial balance from your accounting system; your sales detail by customer and product; your budget or your expectations for the year (if there is no budget, we build a baseline together); and your knowledge of the business, which we draw on in the weekly conversations. For the cash forecast we also use your receivables and payables aging. Everything arrives as exported files: we do not need access to your accounting system or your bank, or the ability to move money or change your records.

We work with the information the way your accountant produces it. If your companies are already consolidated, we use the consolidated figures; if not, we analyze each company separately. We do not prepare the accounting consolidation: that is the work of your accountant or CPA.

We sign a confidentiality agreement before you share any financial information, and we ask only for what the agreed analysis needs. See our confidentiality page.

No. The first half of the fee covers your onboarding and your first monthly review. With that review in hand you have five business days to decide whether we continue, and the second half is paid only if you do. After that it runs month to month, and either side can end it with 30 days’ notice. The value comes from following the numbers over time, so most of it appears after the first few cycles.

In U.S. dollars, by ACH or wire to a U.S. bank account. No international payments. Payment details are on each invoice.

We do not make economic forecasts. When a change in your numbers comes from outside, such as tariffs, interest rates, exchange rates or supplier prices, we show how much it weighed on your figures and what options you have. We can also build scenarios on assumptions we agree with you, for example what happens if a tariff goes up. Customs matters stay with your customs broker, and tax matters with your CPA.

That can work well if someone in your company can direct the work. An analyst runs the analysis they are asked for; someone in management still has to decide what to look at, review it and turn it into decisions. Finanzap brings that judgment: each month we tell you what changed, why, and what your options are, and we talk it through with you every week. Nothing to hire, train or manage, and if you decide to stop, you end it with 30 days' notice.

We return or delete the information you provided, when the engagement ends or whenever you ask, except what the law requires us to keep. See our confidentiality page.

A short conversation about the business, the current financial information and the decisions management is trying to make. No special report or presentation is required.

With every monthly close. When cash is tight, we update it between closes, weekly or every two weeks as we agree with you in the review, with the actual bank balance and the large movements. The first weeks rest on recorded receivables and payables; the last ones depend more on assumptions. That is why the focus is on the cash low point and the week it falls in, not on the exact balance of each week.